• alister an hour ago

    I want to mention another infection happening at payment terminals and ATMs if you're using your credit card in a foreign country: You get a message saying "Would you like to pay in your own currency? Click [Accept] or [Decline]", and there's fine print that says there's a 12-15% currency conversion markup.

    To give a concrete example, if you're an American traveling in Brazil withdrawing cash from an ATM or buying something for BRL 500, you'll be presented with an option to pay BRL 500 or pay just US$110.58 in your own currency (with text saying conversion includes 15%).

    But the typical American (and Canadian) credit card adds at most 2.5% to the Visa or Mastercard exchange rate, which is at most 0.5% higher than the interbank rate. So basically by clicking the wrong button, you're paying an extra 12% to the payment processor. In the example above, your credit card would have charged you about US$99.04 had you declined the conversion, and saved you $10.

    I can't imagine a situation where it's to your benefit to accept the "conversion service" they're offering. I wonder if the payment processor is kicking back some of the profit back to the merchant because this swindle is spreading everywhere.

    The worst part is that a couple of people that I've tried to warn don't get it. They still think that they should pick US$ (or whatever their own currency is) because that's what their credit card uses.

    • scott_w 7 minutes ago

      As others have said, currency conversion has been a well-known "scam" for as long as I can remember. I'm sure Martin Lewis has been talking about this since at least the early 2000s in some form.

      • bayindirh 38 minutes ago

        This was being asked as long as I remember (~15 years now?) but the conversion commissions were around 2%-5% at most. 15% is egregious.

        • alister 29 minutes ago

          At least in Brazil, it was very rare. In the last 3-4 years, it's almost every time you pay. And you have to grab and hold the payment terminal (especially if you're using tap / contactless payment) so the cashier or waiter, trying to be helpful, doesn't click the wrong button and cost you 15%.

          • einpoklum 20 minutes ago

            2% is already excessive and 5% is quite egregious.

            Plus, the point is that you're asked whether you'd like to pay more for something, where there is no benefit in it for you nor a public benefit etc.

          • imp0cat an hour ago

            Nowadays banks usually allow you to block DCC (dynamic currency conversion) and it is definitely worth it if you travel.

            https://en.wikipedia.org/wiki/Dynamic_currency_conversion

            • alister 39 minutes ago

              Thank you for telling me what it's called!

              On the positive side, it seems that Wise must block it because I never see the DCC "choice" when using a Wise card.

              As a negative point, I've noticed that AirBnB, which used to use reasonable conversion rates, has just recently started to use exorbitant currency conversion and not allow you to pay in the local currency of the country you're traveling to (so you can let your own credit card do the conversion at a lower rate). I.e., if you try to book a property in Brazil in BRL (literally clicking on the price to pay in BRL), the charge will nevertheless go through in USD (or whatever currency is your own) with AirBnb doing the conversion at the rate they choose.

              • odysseus 33 minutes ago

                Where do you block it? I don’t see an obvious option at any of my banks or that article.

            • mystifyingpoi 43 minutes ago

              All these silly excuses people make: "I tip when the service is good", "I tip when conversation with bartender is engaging", "I tip when the server runs around me in circles, I count the circles and convert it with an exchange rate of $2/circle". Wow.

              I'm from EU, so ymmw. I simply don't tip. Why? Because I don't have to. And if I don't have to, then I don't. It is that simple.

              • bambax 28 minutes ago

                Yes but here in France where service is included and tipping is never compulsory (or expected), payment terminals are appearing where you need to select the tip before typing your code. This is usually shoved in your face by the waiter at touristy places, and they're watching you.

                Don't fall for it though! Just select "no tip" or "0" like in this game and you're good.

                • n4r9 29 minutes ago

                  What's ymmw? Your mileage may waver?

                  • gitowiec 24 minutes ago

                    I'm also from EU. I tip only at restaurants, only 10% on average. The prices when recently up like 50% or so. So adding the tip on top of that is a hustle. And 10% on the higher price is also higher tip, so I am double assured I do good

                    • hk__2 19 minutes ago

                      You see these things in the EU too.

                      • 47282847 27 minutes ago

                        Did you ever work a job or were friends with people who did where tipping is a big part of the income?

                        You make it sound like a general rule, but I don’t see how it is that “simple”. There are few things if any that you have to do in life. It’s all a decision and a tradeoff. Nobody forces you to breathe. Or to be friendly with your neighbors. Or a stranger.

                        • sensanaty 17 minutes ago

                          I worked in the service industry for a while and have literally never cared about tips, in the sense that the default expectation in 99% of cases is no tip and the rare time I got a tip it was a few euros extra at most. Of course, I didn't care because it actually paid an actual wage, vs the weird shit you yanks are up to.

                          Hell, I know some people who have been working at restaurants as waiters for a long time now, and they live perfectly comfortably with 0 expectations around tips.

                          I still don't tip, basically ever, my only exception is the rare time I get food delivered, because unlike a regular service job the apps don't pay a livable wage and the cut they take is gargantuan compared to what the drivers get.

                          • kergonath 24 minutes ago

                            > Did you ever work a job or were friends with people who did where tipping is a big part of the income?

                            The friends of mine who worked in bars were paid living wage without tips. So no, no need.

                            • trosi 18 minutes ago

                              The "tips as compensation for your low salary" system exists only in the US and neighboring countries (Canada, Mexico) as far as I know.

                              Now that they have started abusing it, it's even less defensible.

                            • FranklinJabar 11 minutes ago

                              If I can't tip, I don't go out. Cuz I don't have to.

                              Granted, I also don't go to the EU if I can avoid it, and most places I make so much more money than the locals I don't mind a bit extra for the worker.

                            • AnotherGoodName 6 hours ago

                              Ooooh do the one where hitting ‘payment’ on the app buys $25 of store credit by default rather than just paying and deducts the 9.64 from that credit.

                              Then when you spend down the credit to $2 any attempt to buy something that costs more refills the credit.

                              Starbucks app btw. You have to specifically pay with card on the payment screen to avoid buying credit and paying as above.

                              • appplication 3 hours ago

                                This is how a lot of transit cards work, unfortunately.

                                • consp 2 hours ago

                                  Most of those (used to) work offline too, as long as there was money on the card. Not something an online payment system or app needs to deal with.

                                  • chii 2 hours ago

                                    if i recall, in singapore, the transit card costs are refundable.

                                    I think that's the only place i've seen it refundable.

                                    • jsmith99 2 hours ago

                                      London oyster cards also offer a refund of your pay as you go balance.

                                      • hdgvhicv 41 minutes ago

                                        I suspect most people just use contactless nowadays, Especially infrequent visitors.

                                      • shiroiuma an hour ago

                                        They're refundable in Japan too.

                                    • ipnon 4 hours ago

                                      This is called a float business in finance. Starbucks has more than a billion dollars in unredeemed balances, and they make ~$200 million per year in interest with this cash. They're basically a bank with a coffee shop side hustle.

                                      • hakfoo 3 hours ago

                                        How are they getting 20% on a deposit that presumably could be called up at any time, and how can I get in on it when the stupid "High Yield" accounts I can find top out at around 4%?

                                        • fsckboy 2 hours ago

                                          large businesses have large cash borrowing needs. if they borrow for free from their customers, it reduces the other borrowing they would need to do, so the rate to use is not what interest rate is available to you, but rather how much interest that Starbucks would need to pay for loans that size. Furthermore, whereas dividends are taxed twice (once as profit for the company and again as regular income to the shareholder), interest is a tax deduction to the company (which decreases their taxable profits) and for a percentage of debtholders that interest income is also taxed advantageously.

                                          probably doesn't come up to 20% (unless Starbucks is in junk bond territory) but it's higher than the investment rate of 4% that you're quoting.

                                          • abustamam 3 hours ago

                                            They may buy bonds or something like that.

                                            • RexM 3 hours ago

                                              For a 20% return in a year?

                                              The numbers given have to be incorrect.

                                              • chii 2 hours ago

                                                probably 2%, not 20%.

                                              • deaux 3 hours ago

                                                Yielding a yearly 20%?

                                            • deathanatos 3 hours ago

                                              A quick Google suggests in 2016 it was $1.17B, and earned $21M, or 1.79%.

                                              (via https://www.amminvest.com/starbucks-sbux-float/ )

                                              • sunrunner 2 hours ago

                                                I mean I’d love to have a free $21M a year, but if you’re already Starbucks then somehow it feels like pocket change compared to your actual earnings and would question if it was worth the effort.

                                                • foepys 2 hours ago

                                                  But they also have over a billion cash at hand. I imagine at that scale and customers being private, the amount is pretty stable and Starbucks can just do whatever with this since it's extremely unlikely that customers demand all their money back at once.

                                                  • awesome_dude 2 hours ago

                                                    Sorry, can they (customers) demand it back?

                                                    I mean, once Starbucks have it, then the customers get it back via product (that has a margin included), or just leave it forever (free money!)

                                                    I have a firm "No vouchers" rule because of this, the vouchers in my part of the world inexplicably "expire" if not used within a certain amount of time, cannot be redeemed for cash, and will not be honoured if the business goes belly up

                                                    • consp 2 hours ago

                                                      According the laws here they have to. Doesn't mean they won't make it difficult. And it needs to be in a separate account and business (to avoid it being drawn into a bankruptcy). Not that this has ever stopped businesses from abusing it anyway. I doubt this voucher option is available in the Dutch app because of this but I didn't bother to check.

                                                  • TylerE an hour ago

                                                    That was actually a bad year, as that "free" $21 million represented a loss of about $30 million. $1.17 billion on Jan 1st 2016 is equivalent to $1.22 billion a year later due to inflation. So they would have had to generate $50 million just to break even in actual buying power terms.

                                                • gcau 3 hours ago

                                                  If they're intentionally causing the customer to have an unspendable balance, knowing that it's making them $200m/yr, how is that not fraud (or some kind of crime)? I'd expect atleast CA would do something about it.

                                                  • ipnon 3 hours ago

                                                    Customers agree to this when they accept the terms of the app. This is also how a debit or savings account at any bank works. Both businesses have sophisticated models to determine how and when customers are likely to make withdrawals, and based on these models they lend out the money based on acceptable risk criteria.

                                                    • sunrunner 2 hours ago

                                                      Even if it is in the T&Cs, this one feels like it wouldn’t actually hold up?

                                                      Expecting people to read those for most simple sign ups is already a high baseline, and Starbucks is not technically a banks and offers no consumer protections (FSCS or other), so that feels knowingly misleading, even if the total balances held are small per customer.

                                                      IANAL, of course.

                                                • gib444 5 hours ago

                                                  That is wild

                                                  • reactordev 5 hours ago

                                                    I've been trapped for 15 years!

                                                    • disillusioned 4 hours ago

                                                      Einstein's Bagels does this asinine shit, too, like I want to bank with a fucking mediocre bagel joint.

                                                    • sota_pop 2 hours ago

                                                      This reminds me of a gag voting simulation website from the early 2000s when BushJr was running for president against Al Gore. The (maybe flash?) game simulated voting, but when you tried to click, the buttons would “run away” from the cursor, or change size to avoid being clicked… dark patterns… always fun to “play against”.

                                                      More recently though, I must say, YouTube has really jumped the shark in terms of perfecting their dark patterns/algo stickiness. I can’t even go to the site without immediately forgetting my original intent.

                                                      • smilespray an hour ago

                                                        Also see The Simpsons, Treehouse of Horror XIX, where Homer tries to vote for Obama using an electronic voting machine:

                                                        https://youtu.be/47QZ6PoHl44

                                                        • croisillon 40 minutes ago

                                                          i'm old too and remember that, i believe it was javascript, not flash

                                                        • aleph_minus_one 6 hours ago

                                                          I have a feeling that this HN submission is rather some test run which dark patterns work well on technically affine users. :-)

                                                          Having the knowledge which dark patterns even work well for technically affine users while still being "socially acceptable" can be worth a lot of money to specific companies.

                                                          • bugbrained 4 hours ago

                                                            Are you using "affine" to mean "for which one has an affinity"? I have never heard that nor can I see that as a wide-spread definition. Just curious!

                                                            • S3verin an hour ago

                                                              Maybe non native speaker, here in germany we often say "technisch affin" which means proficient with technology

                                                              • aleph_minus_one 19 minutes ago

                                                                > here in germany we often say "technisch affin" which means proficient with technology

                                                                As a native German speaker, I indeed fell for this false friend. :-(

                                                                • umanwizard an hour ago

                                                                  I’m a native English speaker and I have only ever heard “affine” as a technical term in mathematics, e.g. an affine transformation of vector spaces. I would have had no idea what it means outside of math.

                                                                  However, OP’s usage seems logical, so I wouldn’t be upset if it became popular!

                                                                • sunrunner 2 hours ago

                                                                  I think that poster is saying that here on HN posters typically preserve points, lines and parallelism. Rude, quite honestly.

                                                                  • vonunov 4 hours ago

                                                                    I was wondering. Maybe "refined", as a derivative of the verb?

                                                                  • calvinmorrison 5 hours ago

                                                                    In fact, odds on someone who was complicit in developing many of the dark patterns that have run billions of dollars from consumers is reading this from their phone, thinking they should go to bed so they can wake up to the acai bowl, cold plunge, and early retirement to hobbies in seattle.

                                                                    • ryandrake 4 hours ago

                                                                      Exactly. We're doing this to ourselves. These horrible patterns are an HN reader's JIRA ticket next week, and they're going to happily implement them.

                                                                      • deaux 3 hours ago

                                                                        Are you actually complicit in this or do you really feel such a part of the "tech community" that you truly consider it as a "we"?

                                                                        If the former, stop doing it right now and atone.

                                                                        If the latter, I don't think that's healthy, you have nothing to do with it unless you're at a FAANG or something.

                                                                    • frameworkeGPU 5 hours ago

                                                                      jfc new 'orthogonal' just dropped

                                                                    • presentation 4 hours ago

                                                                      I like how at the end the author tries to get you to give him a tip with the buy me a coffee link

                                                                      • bambax 25 minutes ago

                                                                        The most shocking part of the game is the price of goods! $14, $17 dollars for one meal to be eaten standing up? Wow. Here in Paris sandwiches cost between EUR 4 and 6 (usually 5), with a "menu" option that includes a can of soda and sometimes a "dessert" for 9-10. Anything above that would be considered extorsion.

                                                                        • O5vYtytb 6 hours ago

                                                                          Buy me a coffee? Jokes on you I just practiced avoiding this.

                                                                          • bestouff 5 hours ago

                                                                            "But me a coffee" should instantly loose the game forever.

                                                                            • icedrift 5 hours ago

                                                                              I chortled when I choked an input and accidentally clicked that

                                                                            • syntaxing 4 hours ago

                                                                              I once went to go pick up takeout and they covered the no tip button with a sticker. I was so confused so I put in 10 cents because I could find the button at first. I stopped going to the place since.

                                                                              • qingcharles 4 hours ago

                                                                                I help a blind friend order his groceries online from Walmart once a month. He's disabled and on food stamps (EBT/Link). The groceries are all taken care of, but the site always requests a $30 tip for the driver.

                                                                                I drop it down a bit and pay it on my credit card for him, but what's the right way to deal with this situation?

                                                                                • Jolter 2 hours ago

                                                                                  A 30$ tip? Does this company not give their drivers a wage, or something?

                                                                                  • spjt 4 hours ago

                                                                                    Walmart InHome is $40/year and no tips.

                                                                                    • pests 2 hours ago

                                                                                      Wow, that's not bad.

                                                                                      "Walmart InHome is a premium service that delivers groceries and essentials directly into a customer's home (fridge/kitchen) or garage, using trained, vetted Walmart associates. As an add-on to Walmart+, it costs an additional $40/year (or $7/month) to provide unlimited, tip-free, and free-delivery-fee service."

                                                                                      Can even do it when you aren't home.

                                                                                    • UltraSane 4 hours ago

                                                                                      Man $30 can still buy a lot of food at Aldi

                                                                                    • 0xDEFACED 4 hours ago

                                                                                      is there a name for the phenomenon where a user immediately assumes the smallest and lowest contrast button on an interface is the option they want, before actually reading any of the words?

                                                                                      • xeonmc 3 hours ago

                                                                                            Enter through the narrow gate, for the gate is wide and the road is easy that leads to destruction, and there are many who take it. For the gate is narrow and the road is hard that leads to life, and there are few who find it.
                                                                                        
                                                                                            [Matthew 7:13-14]
                                                                                        • daemonologist 2 hours ago

                                                                                          I'm not aware of a specific term, another than just conditioning, but I am reminded of "banner blindness" - https://en.wikipedia.org/wiki/Banner_blindness

                                                                                          (I was definitely expecting a level to swap the contrast eventually as a trick.)

                                                                                          • unglaublich an hour ago

                                                                                            I was waiting for the cases where they inverted this. That would really trick me. But it didn't happen in the few cases I tried.

                                                                                            • dotancohen 4 hours ago

                                                                                              Being conditioned.

                                                                                            • alvatar 20 minutes ago

                                                                                              Should be mandatory training to obtain the ESTA permit to enter USA (even if just for transfers)

                                                                                              • zippyman55 8 hours ago

                                                                                                Nice! I’ve started only tipping on fridays for coffee, etc. I’m a great tipper at restaurants But being hit up for a $5 tip for a $4 drink is way wrong. I’d tip you, but today is Thursday!

                                                                                                • kstrauser 7 hours ago

                                                                                                  I tip great at sit-down restaurants. I don't tip at fast food places, or carry-outs where they don't actually provide and service, or at the oil change place.

                                                                                                  Summary: if I didn't tip in a situation 10 years ago, I'm not going to start now.

                                                                                                  • kulahan 6 hours ago

                                                                                                    I tip my barista and budtender a dollar every visit, personally. I love those people though. Restaurants get 20% unless they fuck up, then it's 15%, unless it was absolutely egregious.

                                                                                                    That's it. I cut my own hair.

                                                                                                    • bigstrat2003 4 hours ago

                                                                                                      IMO restaurant tips (and other service businesses) are 15% by default, 20% if they do well, 10% if they do poorly. If they do especially poorly (like, completely ignoring the table for an hour while chatting with coworkers off to the side), they get $.02. If they do especially well, more than 20% (I've gone as high as 50% once).

                                                                                                      • codazoda 5 hours ago

                                                                                                        I also cut my own hair, but sometimes I’m lazy and just hit up the Barber shop.

                                                                                                        She charges me $15! I tip +$25 and it’s still a cheap haircut.

                                                                                                        My haircut has to be one of the simplest around, but 9 out of 10 stylists will leave me fixing it myself later. Once I paid $50+tip for the same cut at a swanky joint and STILL went home and fixed it. She doesn’t know what she’s worth.

                                                                                                        • kstrauser 6 hours ago

                                                                                                          My barber earns his fat tip taming my unruly cowlicks. Barista and bartender? Definitely. Cashier at a convenience store? Oh hell no.

                                                                                                          • eclipticplane 5 hours ago

                                                                                                            My barber earns his fat tip by being my therapist.

                                                                                                            • kstrauser 4 hours ago

                                                                                                              I get it. That's worth the compensation.

                                                                                                          • Larrikin 3 hours ago

                                                                                                            Have you taken into account that tips are no longer taxed and adjusted these arbitrary percentages?

                                                                                                          • IshKebab an hour ago

                                                                                                            In the UK the sort-of rule is that you tip for 10% food if you pay after receiving it (and that's pretty much the only situation where anyone tips).

                                                                                                            It seems like since the pandemic even that is less expected though, which is nice.

                                                                                                          • umanwizard an hour ago

                                                                                                            Where asks you for a $5 tip for a $4 drink? I’ve never seen anything like that.

                                                                                                            • Mr-Frog 7 hours ago

                                                                                                              My current strategy for how much total I'll pay for a coffee is FlOOR(price+.50) + 1, which keeps the bill nice and clean and kicks some goodwill towards someone who makes less than 1/5th the average earnings of my coworkers.

                                                                                                              • foo12bar 3 hours ago

                                                                                                                I'm going to charge you $1.50, then.

                                                                                                                • SoftTalker 7 hours ago

                                                                                                                  I make my own coffee. It's not hard.

                                                                                                                  • cactusfrog 5 hours ago

                                                                                                                    Sometimes I want coffee before I make my coffee

                                                                                                                  • IshKebab an hour ago

                                                                                                                    > kicks some goodwill towards someone who makes less than 1/5th the average earnings of my coworkers.

                                                                                                                    The coffee shop owners? They're probably making a decent amount of money no?

                                                                                                                • tedchs 6 hours ago

                                                                                                                  The "buy me a coffee" button at the end is :chefskiss:

                                                                                                                  • chungy an hour ago

                                                                                                                    Are all these food items real? Some of them sound made up...

                                                                                                                    and are these California prices? It's totally bonkers.

                                                                                                                    • tommica 2 hours ago

                                                                                                                      Got to round 8 - was too slow with the notifications popping up!

                                                                                                                      How many of these are real dark patterns? The "new entry suddenly prepended to the list" one I have seen before.

                                                                                                                      • alexjplant 5 hours ago

                                                                                                                        On a separate but vaguely related note: if somebody comps all or part of your bill at a restaurant or bar then you should split the difference on the tip.

                                                                                                                        As a practical example let's say you take a date to your local trendy sushi place. You both get gold-leafed deep fried Wagyu fatback tuna rolls and some Yuzu duck fat-washed 50-year-old whiskey highballs. The final bill is $100 (I'll use round-ish numbers for this example). The bartender comps you 30% because you all are cool and discuss your shared experience bartending or jetskiing or whatever. Ordinarily your tip would have been 20% for a total of $120. In this case your bill is now $70 plus your newly selected gratuity. Take the difference between the original bill with tip and your current bill without tip and divide it in two. This is the floor for your new tip, in this case (120-70)/2 = $25. This is indeed something like a 35% gratuity but they hooked you up and made that custom drink for your charming new beau. As a matter of fact you should round up from this number because they have side work to do and you make pretty decent money as a software engineer/LLM tickler/product sorcerer. Just make it $30 for a nice round hundo.

                                                                                                                        If you're friends with the manager and they comp your dinner to do you a solid and impress your date then you should tip 50% of what the bill would have been minimum. This is why you should keep cash in your pocket - shake the waiter's hand on your way out and palm it to them. If that's not possible then go to use the restroom and talk to them on your way back so they can run your card through the POS on a blank check to give them said tip.

                                                                                                                        This is how you do things with class. This is what I wish somebody had explained to me when I was 20 and kinda broke (i.e. eager to save money that I would have spent anyway) before I embarrassed myself by failing to do such. If you are similarly unaware then now you know too :-)

                                                                                                                        As an addendum this also applies to coffee and pizza places but the numbers become coarser. Buying them the equivalent of a beer at your local dive ($3ish) is customary.

                                                                                                                        • orjustdont 2 hours ago

                                                                                                                          The way to do it with class would be the manager asks the price of the service, and pays the servers and tenders their due fair wage. The moment you bring money to a bunch of "ifs" surrounding a social interaction, you lost all class. Thinking of tips at all is actively detrimental to what you're trying to accomplish.

                                                                                                                          • Trufa 5 hours ago

                                                                                                                            I'm really not trying to hate, I think you method is great and I love that you have rationalized it, but as someone whose mostly find this kind of social interactions natural, there's something "funny" about finding the algorithm for it. I never did the math and always naturally landed more or less there.

                                                                                                                            • bcook 3 hours ago

                                                                                                                              I've only been given 1 free meal (by the manager). I just gave the entire difference as my tip. I was already going to spend the money, so why not make a random waiter happy.

                                                                                                                              • sunrunner 2 hours ago

                                                                                                                                I guess I’m still similarly unaware, because nothing about palming people money on the way out like a magician or doing the restroom trick feels classy over everyone just being super upfront about the bill and tips.

                                                                                                                                • chongli 5 hours ago

                                                                                                                                  I've never been comped at any restaurant or bar.

                                                                                                                                  I always thought that was a casino thing (to keep you drinking so that you gamble more) but I've never been to a casino. I live in Canada though, so we might have laws against that sort of thing.

                                                                                                                                  • MengerSponge 5 hours ago

                                                                                                                                    Have you tried being really, really, ridiculously good looking?

                                                                                                                                    • chongli 4 hours ago

                                                                                                                                      Ahhh, I see. So the GP's whole spiel was just a humblebrag.

                                                                                                                                      • ajkjk 2 hours ago

                                                                                                                                        you don't have to be good looking. you just have to go to the same place frequently, and be friendly.

                                                                                                                                        • sunrunner 2 hours ago

                                                                                                                                          You don’t have to be, but it helps not to be bad looking.

                                                                                                                                        • alexjplant 4 hours ago

                                                                                                                                          I guess you missed the part where I talked about being friendly (or friends) with the waitstaff. Nice to know that you think I'm good looking though!

                                                                                                                                    • codazoda 5 hours ago

                                                                                                                                      I recently had an entire meal at Chili’s comped by the manager, because I waited an hour for food. I guess their system flagged it, or they just noticed, because I didn’t complain. I was hanging with my grandson.

                                                                                                                                      I tipped on the full amount but we had to get the manager again to figure out how. I was going to Venmo her but the manager just sent the $0.00 bill to the table.

                                                                                                                                      • b0rtb0rt 3 hours ago

                                                                                                                                        if you had to wait an hour for the food, what was the tip for exactly?

                                                                                                                                        • sunrunner 2 hours ago

                                                                                                                                          Perhaps codazoda asked to delay an hour as an excuse to stay longer, so they did well with their part of the plan?

                                                                                                                                      • nvader 4 hours ago

                                                                                                                                        Just pointing out that in your example, the waiter gives themselves a $30 bonus by giving you the option not to pay a tip.

                                                                                                                                        • umanwizard an hour ago

                                                                                                                                          > As a practical example let's say you take a date to your local trendy sushi place. You both get gold-leafed deep fried Wagyu fatback tuna rolls and some Yuzu duck fat-washed 50-year-old whiskey highballs. The final bill is $100

                                                                                                                                          Are you a time traveler from like 1980?

                                                                                                                                          • CamelCaseName 5 hours ago

                                                                                                                                            Yeah, this is too much nonsense for me.

                                                                                                                                            If a waiter is comping something in exchange for a higher tip, that's not generosity or goodwill at all, it's a dishonest scam.

                                                                                                                                            I will tip what I want to tip (often 0) without remorse and move on with my life.

                                                                                                                                            Unfortunately this cancerous American system leeched into Canada, but we can still stop it, one $0 tip at a time.

                                                                                                                                            • sokka_h2otribe 4 hours ago

                                                                                                                                              I think the procedure is being misinterpreted. This isn't a scam, it's just a common social convention. It's not a scam by the waiter because they have a limited amount they can do this for and they have just chosen to do it for you.

                                                                                                                                            • b0rtb0rt 3 hours ago

                                                                                                                                              feels like this post was written by a robot trying to act like a cool dude

                                                                                                                                              • schrectacular 5 hours ago

                                                                                                                                                ... So pay your server for ripping off their employer?

                                                                                                                                                • pgwhalen 5 hours ago

                                                                                                                                                  Is this how comping actually works? I’ve never worked in a restaurant, but I assumed there was some system for it (if sometimes ill-defined) and not just employees stealing.

                                                                                                                                                  • alexjplant 5 hours ago

                                                                                                                                                    The receipt printer in the kitchen is tied to the POS. Anything rung in for prep is saved in the computer. The manager can run reports and see who comped what and if anything has been voided. This has been a thing since the 90s.

                                                                                                                                                    Creating a good guest experience is how you get repeat business. Comps are part of that. You are talking about theft and I mentioned nothing of the sort. If you choose to engage in such behavior then that's your business - don't accuse me of it.

                                                                                                                                                    • iberator 2 hours ago

                                                                                                                                                      Only person who MAYBE should be tipped is the COOK. Bringing plate to table is trivial - cooking is not.

                                                                                                                                                      Tipping is a scam in the age of wages and pensions

                                                                                                                                                      • rkomorn 2 hours ago

                                                                                                                                                        As someone who's worked in restaurant kitchens but did one single day as a waiter for training, I'd basically never work as a server, even for tips and the extra money.

                                                                                                                                                        Cooking was way easier.

                                                                                                                                                        I agree the whole tipping system in the US is a mess, though.

                                                                                                                                                • randycupertino 8 hours ago
                                                                                                                                                  • _blk 2 hours ago

                                                                                                                                                    I was gonna tip the developer but it feels like losing now

                                                                                                                                                    • rkomorn 2 hours ago

                                                                                                                                                      Intentionally and knowingly tipping is winning, no?

                                                                                                                                                      Unless we start arguing that gratitude is a dark pattern.

                                                                                                                                                    • sourcegrift 4 hours ago

                                                                                                                                                      Great game. I squirmed at typing "no tips" the first time but second time was fine. I'm going to practice this a lot more to tonne down some (frequently abused) empathy

                                                                                                                                                      • joshuaheard 2 hours ago

                                                                                                                                                        I had food delivered the other day and the suggested tip included tax and the delivery fee in it's calculation.

                                                                                                                                                        • Liftyee 6 hours ago

                                                                                                                                                          Actually doesn't make for a bad reaction time and processing game since you need to think fast and avoid distractions.

                                                                                                                                                          Mobile offers a speed boost for taps but heavy nerf to text entry tasks.

                                                                                                                                                          • spjt 4 hours ago

                                                                                                                                                            I'm one of those cowards that always succumbs to the pressure and ends up tipping, but it bothers me enough that I just won't buy anything if I know I'm going to get asked. This is good training.

                                                                                                                                                            • distances 2 hours ago

                                                                                                                                                              I've started using cash more again to avoid the question.

                                                                                                                                                              • UltraSane 4 hours ago

                                                                                                                                                                It is fun to look them in the eye as you decline the tip.

                                                                                                                                                              • fogzen 3 hours ago

                                                                                                                                                                It should be illegal to solicit tips when asking for payment.

                                                                                                                                                                • amarant 6 hours ago

                                                                                                                                                                  Made me want to sing that classic song from the animated movie "sausage party"

                                                                                                                                                                  "Just the tip"

                                                                                                                                                                  • lubitelpospat 4 hours ago

                                                                                                                                                                    Are any of these illegal in the US or Canada?

                                                                                                                                                                    • gs17 4 hours ago

                                                                                                                                                                      The one where the options move when you hover over them feels like it should be but might not actually be.

                                                                                                                                                                      • dotancohen 3 hours ago

                                                                                                                                                                        Somebody had to invent it, and a lawmaker had to become aware of it, before a law could address it.

                                                                                                                                                                    • setnone 2 hours ago

                                                                                                                                                                      Neat game! Is this called monetary abuse?

                                                                                                                                                                      • rspoerri 4 hours ago

                                                                                                                                                                        I tried to tip OP 0$, but that wasn't possible.

                                                                                                                                                                        • loeber 4 hours ago

                                                                                                                                                                          "Hold to skip tip" was devilish.

                                                                                                                                                                          • modeless 2 hours ago

                                                                                                                                                                            Now do one where you have to withdraw your card from the machine before it starts beeping obnoxiously at you but the screen keeps trying to trick you into withdrawing too early.

                                                                                                                                                                            • lordswork 5 hours ago

                                                                                                                                                                              fun idea but a bit repetitive and boring.

                                                                                                                                                                              • kulahan 6 hours ago

                                                                                                                                                                                This was cool, but I got to one where it would load after every button you click. That's fine, but then I "lost" because it simply wouldn't load a winnable option in time it seems. Maybe I was moving too fast and missed the real button, but I still didn't tip in the end, so eh.

                                                                                                                                                                                • MeetingsBrowser 5 hours ago

                                                                                                                                                                                  There is a small "skip tip" link below the button

                                                                                                                                                                                • tonymet 5 hours ago

                                                                                                                                                                                  The darkest patterns are fees that don’t exist . Like 300% tax fees and nightly parking when parking is free

                                                                                                                                                                                  • sciencejerk an hour ago

                                                                                                                                                                                    Instacart has these, or at least it used to. You pay an annual membership, thinking that it gets you out of fees, but the FULL invoice (very hard to locate!) show a mysterious service fee of $3-6.

                                                                                                                                                                                  • globular-toast 2 hours ago

                                                                                                                                                                                    I've considered going back to cash just to avoid these. The social convention used to be the seller writes a price and if the buyer can meet that price the deal is done. These abusive card machines have brought "tipping culture" to the UK and I hate it.

                                                                                                                                                                                    • ThrowawayTestr 6 hours ago

                                                                                                                                                                                      I enjoyed the restaurant names

                                                                                                                                                                                      • kstrauser 7 hours ago

                                                                                                                                                                                        I hate every bit of this. Well done!

                                                                                                                                                                                        • mikepurvis 5 hours ago

                                                                                                                                                                                          "buy me a coffee"

                                                                                                                                                                                          • theYipster 6 hours ago

                                                                                                                                                                                            Superb!

                                                                                                                                                                                            • mmooss 4 hours ago

                                                                                                                                                                                              > Every checkout screen has become a guilt machine.

                                                                                                                                                                                              Is bill-paying UI also a guilt machine? If you don't pay, you feel guilty! How about holding the door for elderly people? Going to your kid's event? Not running people over in the crosswalk? Saying please and thank you? Buying birthday presents? It's all so unfair - to me!

                                                                                                                                                                                              • bibimsz 4 hours ago

                                                                                                                                                                                                lol, it got me to do 5% more on the first try.. i lost.

                                                                                                                                                                                                souls-like

                                                                                                                                                                                                • nimz 5 hours ago

                                                                                                                                                                                                  Why tip someone for a job I'm capable of doing myself? I can serve food, I can drive a taxi, I can and do cut my own hair. I did, however, tip my urologist.

                                                                                                                                                                                                  • b00ty4breakfast 2 hours ago

                                                                                                                                                                                                    You definitely get the spit-coffee at the diner.

                                                                                                                                                                                                  • drnick1 3 hours ago

                                                                                                                                                                                                    A guy with short hair should not have to pay more than $20 for a basic haircut, inclusive of tip. If you can't find someone that does it for less than that in your area, invest about $100 in professional grade clippers and cut your own hair. It's easier than it sounds and you will get better at it over time.

                                                                                                                                                                                                    Learn to make your own coffee. You shouldn't have to pay more than a couple of bucks for coffee with perhaps some milk in it. An espresso machine and a grinder will quickly pay for themselves.

                                                                                                                                                                                                    While you are at it, cancel all those streaming subscriptions, and stream for free in the high seas or YT ad-free with uBlock.

                                                                                                                                                                                                    The above "tips" will save your thousands of dollars each year, and most likely also save you time. There are also things like DIY car maintenance that can be fun to learn and save you a lot of money, but you need space (a house) and some tools to get started.

                                                                                                                                                                                                    • pests 2 hours ago

                                                                                                                                                                                                      > While you are at it, cancel all those streaming subscriptions, and stream for free in the high seas

                                                                                                                                                                                                      Setting up jellyfin+plex (some devices support one but not the other) and most of the arr suite (radarr, sonarr, prowlarr, tunarr) has really been the best choice I've made this year. I have every TV show or movie I ever want to watch, all my favorites, all the classics. And all in one place. And I made sure to keep it local-first so I still have access at home if we lose internet. Started sharing with family and friends and I get a few requests a week to add content, so its being used.

                                                                                                                                                                                                      Just removing the "what streaming service is this show on that im watching?" has been a nice improvement.

                                                                                                                                                                                                      • distances 2 hours ago

                                                                                                                                                                                                        > An espresso machine and a grinder will quickly pay for themselves.

                                                                                                                                                                                                        Or a pour over filter (like Kalita Wave or Hario V60) plus a grinder. That's a cheaper setup to start, and an easy way to get a big mug of great coffee.

                                                                                                                                                                                                      • torstenv 23 minutes ago

                                                                                                                                                                                                        I assume that my tip benefits the people who provide the service (Starbucks employees, not Starbucks shareholders). I also assume that the employees' salaries are not “great.” I am satisfied with my income, so I have no problem tipping. I tip little when the service is not good and tip a lot when the service is excellent.

                                                                                                                                                                                                        • stbtrax 16 minutes ago

                                                                                                                                                                                                          yeah we all understand the basic premise. But it's applied completely unequally and you subsidizing their salary is keeping starbucks from paying them more. It creates unnecessary friction and decision fatigue for the consumer as well. Those farmworkers doing back breaking work to pick your berries? No tip.

                                                                                                                                                                                                          • einpoklum 17 minutes ago

                                                                                                                                                                                                            Instead of assuming that - take the amount you wanted to to tip, and donate it to the Starbacks Workers' Union:

                                                                                                                                                                                                            https://sbworkersunited.org

                                                                                                                                                                                                            or buy their merch to support that worthy struggle.